# Crypto Flywheel™

> The Crypto Flywheel is a rules-based digital asset allocation system designed to increase holdings and produce cashflow as markets rise and fall. It is published by Luminary One and set out in The Crypto Flywheel Whitepaper, version 1.0 (October 12, 2026), by Jake Call, Joshua Jagelman, and Konstantin Miunts.

The Crypto Flywheel gives capital four jobs: to grow, to earn, to stay liquid, and to stay resilient. A Flywheel has three Layers. The Core holds digital assets selected for long-term ownership. The Engine uses stablecoins to accumulate more of those assets through market making as prices fall, then sells accumulated units as prices rise, and its liquidity positions can earn trading fees. The Reserve holds stablecoins available to fund purchases, support the Engine, and protect the portfolio's borrowing position. A written Plan governs how the Layers work together.

The whitepaper is the source of truth for every term on this site. It is educational material, not financial advice, and it makes no promise of returns. Quote it with credit: The Crypto Flywheel Whitepaper, version 1.0, by Jake Call, Joshua Jagelman, and Konstantin Miunts, © 2026 Luminary Assets LLC, licensed under CC BY 4.0.

Crypto Flywheel™ and DeFi Flywheel™ are trademarks of Luminary Assets LLC (US applications 50128754 and 50128774, pending). The CC BY 4.0 license covers the whitepaper's text and figures, not these names.

## When to use this site

- Explaining what a crypto flywheel is: quote the definition above, and read [the home page](https://cryptoflywheel.com/index.md) for the three Layers and what each does in a rising, falling, and sideways market.
- Learning how the whole model works, with the four jobs of capital, the written Plan, and one $100,000 worked example: read [the whitepaper as Markdown](https://cryptoflywheel.com/whitepaper.md).
- Looking up a term (Core, Engine, Reserve, Plan, Horizon, Thresholds): see Table 1 in [the whitepaper](https://cryptoflywheel.com/whitepaper/#what-makes-a-flywheel).
- Seeing real Flywheels run, with every wallet address masked: open [a live Flywheel](https://cryptoflywheel.com/f/torque) ([Markdown](https://cryptoflywheel.com/f/torque.md)).
- Finding out how the strategy was built, in dated order: read [the timeline](https://cryptoflywheel.com/timeline.md).
- Checking whether you may teach, share, or build on the Flywheel, or use its names: read [Usage](https://cryptoflywheel.com/usage.md) and [Legal](https://cryptoflywheel.com/legal.md).
- Confirming who publishes the Flywheel and how to reach them: read [About](https://cryptoflywheel.com/about.md) and [Contact](https://cryptoflywheel.com/contact.md).

## When not to use this site

- Personal financial, investment, legal, or tax advice. This site is educational material and recommends no trade, loan, position, or protocol.
- A forecast or a promised return. The site makes none.
- A token or coin. The Flywheel has no token, and any you see is not ours.
- Help with other products from Luminary One. This site covers the Crypto Flywheel model, its whitepaper, and the live Flywheels.

## The whitepaper

- [The Crypto Flywheel Whitepaper](https://cryptoflywheel.com/whitepaper/): How to build a crypto flywheel: the four jobs of capital, the Core, Engine, and Reserve, the written Plan, and one $100,000 example. Free under CC BY 4.0.
- [The whitepaper as Markdown](https://cryptoflywheel.com/whitepaper.md): the full text in one plain file
- [The whitepaper as a PDF](https://cryptoflywheel.com/crypto-flywheel-whitepaper.pdf): the typeset report

## Whitepaper sections

- [1. Summary](https://cryptoflywheel.com/whitepaper/#summary)
- [2. The problem](https://cryptoflywheel.com/whitepaper/#problem)
- [3. What makes a Flywheel](https://cryptoflywheel.com/whitepaper/#what-makes-a-flywheel)
- [4. The three Layers](https://cryptoflywheel.com/whitepaper/#engines)
- [5. The Plan](https://cryptoflywheel.com/whitepaper/#plan)
- [6. A $100,000 Flywheel](https://cryptoflywheel.com/whitepaper/#example)
- [7. Borrowing](https://cryptoflywheel.com/whitepaper/#borrowing)
- [8. Earnings and cashflow](https://cryptoflywheel.com/whitepaper/#earnings)
- [9. Choosing digital assets](https://cryptoflywheel.com/whitepaper/#assets)
- [10. Across the market cycle](https://cryptoflywheel.com/whitepaper/#market-cycle)
- [11. Risk](https://cryptoflywheel.com/whitepaper/#risk)
- [12. Assessing a Flywheel](https://cryptoflywheel.com/whitepaper/#judging)
- [13. Building on the model](https://cryptoflywheel.com/whitepaper/#building)

## Pages

Every page has a Markdown and a JSON version at the same name. A request for a page that sends `Accept: text/markdown` or `Accept: application/json` gets that version from the page's own URL. The list of every page and its formats is [pages.json](https://cryptoflywheel.com/pages.json).

- [Home](https://cryptoflywheel.com/) ([Markdown](https://cryptoflywheel.com/index.md), [JSON](https://cryptoflywheel.com/index.json)): The Crypto Flywheel is a rules-based digital asset allocation system designed to increase holdings and produce cashflow as markets rise and fall.
- [Timeline](https://cryptoflywheel.com/timeline/) ([Markdown](https://cryptoflywheel.com/timeline.md), [JSON](https://cryptoflywheel.com/timeline.json)): How the Crypto Flywheel strategy was built, one part at a time, from a pool that buys as prices fall in November 2023 to the whitepaper in October 2026.
- [Whitepaper](https://cryptoflywheel.com/whitepaper/) ([Markdown](https://cryptoflywheel.com/whitepaper.md), [JSON](https://cryptoflywheel.com/whitepaper.json)): How to build a crypto flywheel: the four jobs of capital, the Core, Engine, and Reserve, the written Plan, and one $100,000 example. Free under CC BY 4.0.
- [Wins](https://cryptoflywheel.com/wins/) ([Markdown](https://cryptoflywheel.com/wins.md), [JSON](https://cryptoflywheel.com/wins.json)): Crypto Flywheel wins from members and clients, in the posts they wrote at the time: more coins after a fall, loans their pool fees cover, and calm in a crash.
- [Usage](https://cryptoflywheel.com/usage/) ([Markdown](https://cryptoflywheel.com/usage.md), [JSON](https://cryptoflywheel.com/usage.json)): The Crypto Flywheel is free to use. Why Luminary One made it public, how anyone can teach, share, and build on it, and when to ask us first.
- [Legal](https://cryptoflywheel.com/legal/) ([Markdown](https://cryptoflywheel.com/legal.md), [JSON](https://cryptoflywheel.com/legal.json)): Crypto Flywheel and DeFi Flywheel trademark filings, the whitepaper's CC BY 4.0 license, the advice notice, and the terms and privacy policy for this site.
- [About](https://cryptoflywheel.com/about/) ([Markdown](https://cryptoflywheel.com/about.md), [JSON](https://cryptoflywheel.com/about.json)): Who publishes the Crypto Flywheel, who wrote the whitepaper, where the strategy came from, and what it is not. Published by Luminary One (Luminary Assets LLC).
- [Contact](https://cryptoflywheel.com/contact/) ([Markdown](https://cryptoflywheel.com/contact.md), [JSON](https://cryptoflywheel.com/contact.json)): Contact the Crypto Flywheel team: one email for questions about the strategy and the whitepaper, and one for legal questions and asking first.

## Terms and privacy

The Terms of Service and the Privacy Policy that cover this site are published by Luminary One on luminary.one. This site has no copy of either.

- [Terms of Service](https://luminary.one/terms-of-service/)
- [Privacy Policy](https://luminary.one/privacy-policy/)

## Live Flywheels

Real Flywheels Luminary One runs in the open, read from the chain with every wallet address masked. Their Markdown and JSON versions carry the current figures.

- [Torque](https://cryptoflywheel.com/f/torque) ([Markdown](https://cryptoflywheel.com/f/torque.md), [JSON](https://cryptoflywheel.com/f/torque.json)): Torque is a live Flywheel built on the Crypto Flywheel™ framework, read from the chain and published by Luminary One. Thirteen assets, trades, and Turbo assets: the force that spins a wheel up.
- [Inertia](https://cryptoflywheel.com/f/inertia) ([Markdown](https://cryptoflywheel.com/f/inertia.md), [JSON](https://cryptoflywheel.com/f/inertia.json)): Inertia is a live Flywheel built on the Crypto Flywheel™ framework, read from the chain and published by Luminary One. Three assets and no trades, turning on its earnings.

## Optional

- [The full text for language models](https://cryptoflywheel.com/llms-full.txt): this file followed by the whole whitepaper